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Credit Underwriting Analyst - Entry Level

Company: Fiserv
Location: Coral Springs
Posted on: May 4, 2021

Job Description:

*** This position is remote ONLY through pandemic after MUST return to the Coral Springs, FL office.*** What does a great Credit Underwriting Analyst do?

You will perform credit analysis and underwriting activities, evaluating financial position and credit worthiness, for prospective and existing commercial, merchant, and portfolio accounts. You'll have credit authority of up to $50K. If you enjoy identifying trends in processing, reading consumer credit reports as well as credit reports on businesses, and completing risk assessments and financial analysis, we want to hear from you!

In this role, you can expect to:

Maintain and review current information on existing accounts. Review credit history to assess credit worthiness of new prospective clients. Ensure a balanced risk and revenue trade-off consistent with credit policy and loss target expectations. Mitigate over $2.5 million in risk in a one-year period. Investigate the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to Fiserv and our partners. Have a high level of autonomy and independent judgment in making decisions and interacting effectively and positively with all levels of personnel, partners, and vendors as well as customers. You're the kind of person who:

Enjoys working in a fast paced environment and can make real time / accurate decisions. Can communicate effectively and professionally with Law Enforcement, Visa, MasterCard, Attorneys, Merchant Business Owners, and credit card customers who make purchases at our clients business. The position requires a high level of negotiation with customers about collateral requirements. Has great time management, communication and negotiation skills High school diploma required. Basic Qualifications for Consideration:

Bachelors in Finance, Accounting or related field 2+ years credit analysis experience Learn more about Fiserv:

To support the total well-being of our associates, Fiserv takes a broad approach to our benefits. We offer a comprehensive benefits package that provides flexibility and affordability with a variety of medical, dental, vision, life insurance and disability options.

We are #FISVProud of our benefits and well-being programs. Our commitment to wellness, wellness education, preventive services and fitness activities are designed to meet you where you are.

Life moves fast. And as it does, we know most people aren’t thinking about “financial services”. But we are.

We help people and businesses move money and information every minute of every day. Our solutions connect financial institutions, corporations, merchants and consumers to one another, millions of times a day, behind the scenes, reliably and securely.

We’re Fiserv, a global leader in Fintech and payments enabling innovative financial services experiences that are in step with the way people live and work today. The company’s approximately 44,000 associates proudly serve clients in more than 100 countries, so their customers, members and consumers can move money when and where they need it, at the point of thought.

Our Aspiration is to move money and information in a way that moves the world. As a FORTUNE™ 500 company and one of FORTUNE Magazine World’s Most Admired Companies for the seventh consecutive year, we are committed to excellence and purposeful innovation.

We welcome and encourage diversity in our workforce. Fiserv is an Equal Opportunity Employer (Minorities/Females/Vets/Disabled/LGBT)

Explore the possibilities of a career with Fiserv and Find Your Forward with us.

FIserv is an equal opportunity employer/disability/vet.

Keywords: Fiserv, The Hammocks , Credit Underwriting Analyst - Entry Level, Other , Coral Springs, Florida

Click here to apply!

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